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What You Need to Know About Dental Insurance

Dental procedures can get pricy, even if you have insurance. It’s important to know what your insurance plan covers and what you’ll be paying out of pocket. Decide if dental insurance is worth it for you, and do your research about the best plan for your situation.

Preventative Care

Most good dental insurance plans will cover all preventative care expenses. This is important because preventative care is the best way to prevent larger, more expensive problems in the future. Routine checkups are important to your overall oral health.

Annual Maximums

Dental insurance plans typically have a low annual maximum. This is the total amount that they will contribute to any dental work throughout the year. If a procedure exceeds this amount, you will be responsible for paying the difference.

Many insurance plans will also require a deductible. This is the amount you will have to pay before the insurance benefits kick in. Make sure you know what the deductible and annual maximum is for your insurance plan.

Discount Plans

Many dentists offer discount plans in place of traditional dental insurance. While these plans will not pay for your procedures, they will provide discounts on most services in exchange for a monthly fee. Many discount plans cover preventative care costs, typically including two cleanings a year. We offer a Smile Plus Discount Plan, which provides a discount on all services with the exception of orthodontics. Unlike typical insurance plans, our discount plan will give you discounts on cosmetic procedures, as well as general dentistry procedures.

Waiting for Benefits

Dental insurance plans usually require a waiting period before you are eligible for benefits. Though preventative care is usually available immediately, other procedures may require several months of coverage before they will be covered by an insurance plan.

The best way to avoid exorbitant dental costs is by obtaining regular preventative care. Regular checkups and dental cleanings will help reduce the risk of more serious oral health conditions later on. To schedule your routine dental cleaning, contact Hyde Park Dental today!

Smile Plus Discount Plan

At Hyde Park Dental we strive to have each patient feel that they have been treated and recognized as a valued and important person who receives excellent customer service, informed options, and timely, superior care. We’ve noticed that a large number of our valued patients have no dental insurance coverage. Due to the increasing cost of premiums and the lack of dental insurance offered by employers, many individuals and families find coverage unaffordable.

Fotolia 23493628 S 300x164 Smile Plus Discount Plan

This is why we’ve decided to offer you and your family an affordable alternative to dental insurance. It’s something to smile about, and it will provide you with an opportunity to visit our office regularly and receive generous discounts on any dental work you may need. Smile Plus is not a dental insurance policy. It is a discount plan that provides discounts to our patients who choose to join and pay a membership fee — the savings are well worth the premium you pay. Services are provided only at Hyde Park Dental and include all services provided in our office with the exception of Orthodontics.

When signing up for the program the member agrees to pay for all services in full at the time of services to be eligible for the discount. With our  Smile Plus Plan you will receive two free scheduled comprehensive exams and cleanings annually, and four free bitewing or periapical x-rays as needed annually, plus 20 percent off your total bill every time.

Our membership fees are very reasonable. For an individual needing dental services our monthly membership fee is $12.95. We have a two person rate for $24.95 a month and each additional family member is $6.00 more. You can pre-pay for 12 months or we can set up an automatic monthly credit or debit card withdrawal.

It’s a smart move! Whether you have extensive dental work ahead of you or you are just maintaining a good healthy mouth, this plan will help you create and maintain a healthy smile!

– See more at: http://cachevalleydentist.com/smile-plus-discount-plan/#sthash.JDYCSxgM.dpuf

What Should I Be Paying for Dental Work?

If you have ever called dentist in your area asking this question you have probably had a wide range of prices quoted to you. This article will help you find out exactly what you’ll be paying for.

Knowing What You’re Paying for with Fillings

Filling prices are determined by size, the material used, and where the filling is located in the mouth. Amalgam (silver filling material) used to be put in all back teeth. In its day, amalgam was a great option because it was inexpensive and strong enough to hold up to the force of chewing.

 

Because there is mercury in amalgam, there was a need for an alternative. Earlier, tooth-colored fillings weren’t strong enough to withstand the force of chewing. However, with improvements in materials, tooth-colored fillings work as well as amalgam. Most dental offices are moving away from amalgam fillings today.

 

We can now use tooth-colored filling material in both front teeth and back teeth, though the new material is a little more expensive than amalgam. Make sure when price hunting that you know what you are paying for.

Price and Material Variances for Dental Crowns

Crown prices are determined mostly by material used. Prices can range from $500-1000. Though gold crowns used to be common, they aren’t used much anymore because of the price of gold. Porcelain-fused-to-metal crowns (PFM) became more popular. They look nicer and are a good alternative to gold. However, PFMs aren’t the best option for front teeth. The metal makes to tooth look fake and looks dark along the gum line.

 

Now, full-porcelain crowns are offered at most dental offices. They are beautiful and look like natural teeth. These can be used on front teeth as well as back teeth. With the price of metal today, you might not find much difference in cost between PFMs and all-porcelain crowns. Though cheaper metals are being used to keep the costs down, they typically have a negative effect on the health of gums.

Additional Cost Factors that Go into Dental Crowns

The price of crowns is also determined by the lab fee. Labs are very important in manufacturing your crown. A crown that is manufactured well will last for many years if it is taken care of and cleaned well. To get a well-made crown, you will pay a little more. The labs that we work with have been around for many years, giving them the experience needed to create great products.

 

These factors make it hard to give an accurate quote over the phone. As you’re shopping around, keep in mind that not all dental work is created equal. If you come across a price that sounds too good to be true, ask more questions. Ultimately, you get what you pay for.

 

If you have any further questions call Hyde Park Dental at (435)-787-4444!

Smile Plus Discount Plan

At Hyde Park Dental we strive to have each patient feel that they have been treated and recognized as a valued and important person who receives excellent customer service, informed options, and timely, superior care. We’ve noticed that a large number of our valued patients have no dental insurance coverage. Due to the increasing cost of premiums and the lack of dental insurance offered by employers, many individuals and families find coverage unaffordable.

Fotolia 23493628 S 300x164 Smile Plus Discount Plan

This is why we’ve decided to offer you and your family an affordable alternative to dental insurance. It’s something to smile about, and it will provide you with an opportunity to visit your dentist regularly and receive generous discounts on any dental work you may need. Smile Plus is not a dental insurance policy. It is a discount plan that provides discounts to our patients who choose to join and pay a membership fee. Services are provided only at Hyde Park Dental and include all services provided in our office with the exception of Orthodontics.

When signing up for the program the member agrees to pay for all services in full at the time of services to be eligible for the discount. With our  Smile Plus Plan you will receive two free scheduled comprehensive exams and cleanings annually, and four free bitewing or periapical x-rays as needed annually, plus 20 percent off your total bill every time.

Our membership fees are very reasonable. For an individual needing dental services our monthly membership fee is $12.95. We have a two person rate for $24.95 a month and each additional family member is $6.00 more. You can pre-pay for 12 months or we can set up an automatic monthly credit or debit card withdrawal.

It’s a smart move! Whether you have extensive dental work ahead of you or you are just maintaining a good healthy mouth, this plan will help you create and maintain a healthy smile!